Clikspy.com
Making Computers and Internet work for you.
US Bank Account Scams
[ No Comments ] Posted on 06.06.08 under Money Making Online
If you do a lot of online business and and don’t leave in the US you are probably searching ways to get your self a US bank account. The convenience of having one cannot be overestimated. You probably need one to collect online payments or to transfer your Pay Pal funds so you can withdraw them. Pay Pal cash withdrawals are restricted to certain countries only. One way to access your Pay Pal cash at no cost is to have a US Account.
Those that have tried to get a US Account will tell you that its not easy to find a US Bank that will allow you a foreigner to open an account for not too much a cost. Those that do demand outrageous minimum balances and deposits making it impossible for most small online business people like you and me.
A number of websites have taken advantage of this and are selling what they call US account opening kits for as much as $140 for the kit which is basically forms and simple instructions of how to go about opening a US Account. The forms will work fine but what they don’t tell you are the details of the agreements with the banks concerned. You only realize that you are paying hefty fees monthly when its too late.
One of these kits is a bunch of forms from E Trade Securities LLC. They allow you to open a brokerage account as a foreigner and it works fine for all intents and purposes but you need to be very careful read every agreement in detail and check the fee schedules properly before you proceed. All these forms that you pay for when you are buying the kits are completely free and can be downloaded from the bank website. Do you think a bank thats looking for customers will make it so had for them to find the necessary forms to open an account? Think again!
Virtual Visa Cards Reviews
[ No Comments ] Posted on 06.03.08 under Money Making Online
Not everyone with a bank account can get a Credit or Debit card that works online. Most cards will work at ATMs but are not for online purchases. This is common especially in the developing countries unfortunately. Many people these countries want to use online purchasing services but cannot. The one solution that works for everyone is to buy a virtual Visa Card. Others buy these VCC in order to protect their identities while they shop online but whatever the reason virtual cards are indeed very handy. For those that have limited banking facilities the payment method accepted for these cards matters a lot. Some accept on E-Gold others money order and very few accept other payment methods such as Money Gram and Western Union. The latter two are very widely used money transfer method in countries with limited financial facilities.
Of all the VCCs i give full credit to worlwide-virtual-visacards.com. They are very responsive and efficient flexible and offer more methods of paying than most others. I strongly recommend them to anyone that wants a VCC. The only thing i didn’t like is when i asked a question on their online website chat some guy said all information is on the website. But it could just have been a simple line answer. Other than that i strongly recomend. And besides you can get a real plastic card from them for an extra fee but i was very happy with Jpeg VCC they send me.
I have tried other like Trucards, Card444, and although Card444 worked for me they took more than a week to get a a VCC by email. Trucards dont have the payment method i can use.